AJR Public Adjusters

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(602) 795-5227
21001 North Tatum Boulevard,
Suite 1630-483
Phoenix, AZ 85050
We represent you, the insured,
not the insurance company.

Servicing all of Arizona including Scottsdale, Phoenix, Tucson, Tempe, Mesa, Glendale, Chandler, Cave Creek, Fountain Hills, Flagstaff & Surrounding Areas

An Offer Has Been Made

The insurance company has made an offer and you know it is low for you to cover your repairs or losses. Your contractor has told you the job will cost more to make your property whole. Call AJR immediately. We will continue negotiations on your behalf and make sure that insurance company pays completely for your damages.

Appraisal in Phoenix, Arizona

Appraisals & Disputes
If you are unable to resolve a monetary dispute with your insurance carrier you can go through the appraisal process. Please see the sample appraisal clause below. If you are interested in learning more about the appraisal process, please contact AJR. As expert insurance adjusters, we can act as your appraiser. 

Sample Appraisal Clause
"If we and you disagree on the value of the property or the amount of loss, either may make written demand for an appraisal of the loss. In this event, each party will select a competent and impartial appraiser. The two appraisers will select an umpire. If they cannot agree, either may request that selection may be made by a judge of a court having jurisdiction. The appraisers will state separately the value of the property and amount of loss. If they fail to agree, they will submit their differences to the umpire. A decision agreed to by any two will be binding. Each party will:

a. Pay its chosen appraiser; and b. Bear the other expenses of the appraisal and umpire equally.
If there is an appraisal, we will still retain our right to deny the claim."

Contact us in Phoenix, Arizona, for more information about our experience as public insurance adjusters, or to learn more about appraisals.

Connect with AJR


Bruce L. Horowitz - President
AZ License # 622419
Stacy K. Horowitz - Vice President


AJR Public Adjusters
Proud Member of
Phoenix Arizona Multihousing Association Ethical Arizona

Rocky Mountain Association of Public Adjusters